Florida Business Insurance Coverage
As a business owner in Kissimmee, Orlando or St. Cloud, you know there are many challenges to starting and running a business. Insurance is one area in which many business owners need professional advice from folks they can trust. When you work with an agent at the Affordable Insurance Store, you can be confident that they have your best interests in mind when they help you learn about common types of business insurance such as:
Florida Commercial Auto Insurance
Your business vehicles need to be insured just as the ones you own for personal use. Depending on the kinds of vehicles your business owns and operates, and their use, you may need comprehensive, liability, collision and medical payments coverage.
Florida Business General Liability Insurance (CGL)
If you're running a business where your customers come to you, like a salon, daycare or restaurant, you need general liability insurance to cover the business should a customer get hurt onsite. A CGL policy also covers the business if the building is vandalized or burglarized, leaving products or equipment broken or damaged.
Florida Business Property Insurance
If you own the property on which your business is run, you need to have insurance that covers your inventory and possessions that are kept onsite, as well as the land itself. Florida businesses face numerous weather-related disasters which come unannounced, so you'll feel more confident about the future of your endeavor when you have an adequate amount of insurance. If you make a claim, you can use the money to rebuild, buy new supplies, equipment or inventory without having to go into debt.
Florida Workers Compensation
Local and state laws vary, but if you have any employees, you'll need workers compensation to protect your team if they become injured on the job. An agent from the Affordable Insurance Store will be able to help you understand the most current laws so you can buy the right coverage to protect your employees.
Florida Business Owner Package (BOP)
Most businesses need more than one kind of insurance coverage, and a business owner package often makes the most sense. It will give you property, liability and business interruption coverage for one low rate. Since the coverage is bundled together, you can get a better rate and ensure that you're well-insured.
If you're ready to purchase business insurance for your Kissimmee area business, contact the Affordable Insurance Store today. As a local independent agency, we're here to serve you by helping you understand your insurance options and finding prices that fit within your budget.